It’s easy to find and apply for credit cards online. But not all cards are created equal. Some will offer better rewards than others or have more flexible terms. Trying to compare dozens of different credit card offers can be confusing — so we’ve done it for you. Here are our picks for the best credit cards of the year.
Best Cash Back Credit Cards: Chase Freedom Unlimited
The Chase Freedom Unlimited has an impressive 1.5% cashback on all purchases — no spending caps, no restrictions. It also comes with a $150 sign-up bonus after spending $500 within three months of opening an account. This is a great card for those who travel abroad and want to avoid foreign transaction fees.
Best Credit Card for Basic Travel Rewards: Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is one of our favorite all-around rewards credit cards. It’s a great addition to your wallet if you want a no-hassle, easy-to-use rewards credit card that pays generous rewards on every purchase. You get 2 miles per dollar spent on every purchase with the Venture Rewards card, and those miles can be redeemed for virtually any travel expense — just book your travel through the Capital One portal or use your miles to cover an expense you’ve already paid for.
Best Credit Card for Balance Transfers and 0% Intro APRs: Wells Fargo Reflect Card
The Wells Fargo Reflect Card is the perfect card for anyone looking to transfer a high-interest balance without paying interest for longer than most other cards on the market. It offers a lengthy 0% intro APR period, which gives you time to make payments and bring your balance down to zero without interest. This is a great way to avoid getting buried by debt.
Best Credit Card for Students: Discover It Student Chrome
The Discover it Student Chrome offers some of the best rewards rates in its category. If you’re a student and want to start earning cashback on everyday purchases, this is a great choice. Discover has a long history of offering generous cashback rewards with no spending caps or expiration dates, and the Discover it Student Chrome is no exception.
